Cashless Payments

Swiss Bankers charges no fees for payments in shops or online.

Cash Withdrawals

An ATM withdrawal costs EUR, USD or CHF 5,00 (depending on card currency).

Annual Fee

The annual fee is only EUR/USD/CHF 45,00 (depending on card currency and distribution partner) and is charged in addition to the load amount when the card is loaded for the first time. In the following years, the annual fee is charged to the card account directly.

Loss and Theft

Within Germany, replacement cards are issued and delivered free of charge. Outside Germany, a fee of EUR/USD/CHF 50,00 is charged.

Card Balance Refunds

Customers who no longer wish to use their card may withdraw the card balance from an ATM or have it transferred to a bank account for a fee of EUR/USD/CHF 20,00. Upon expiration of the card an annual handling fee of EUR/USD/CHF 20,00 will be charged.

Third-Party Fees

In some cases, ATM operators or vendors of goods and services charge fees on cash withdrawals or payments, respectively. Swiss Bankers has no influence on these fees, which are not only charged on the reloadable Mastercard but on all credit cards, prepaid credit cards and Maestro cards of any card issuer.

Mastercard EU Karte blau Schraegansicht
Mastercard EU Sparkasse Karte rot Schraegansicht